Free Credit Report from Experian
Experian is one of the three credit reporting agencies in the United States. They keep track of your credit through your name, birth date and social security number and report to lenders who request your credit history. You can contact Experian either over the internet or by telephone and request your free credit report. You are entitled to get one free report from this agency each year. You should monitor your credit through all of the reporting agencies to make sure that there is nothing on your report that is incorrect. Occasionally, you will get mistakes on your credit report. By taking advantage of your free credit report each year from Experian, you can contact them right away and make sure that any mistakes are removed.