Under our wings

Bank of America stinks, just so you know. I’ve been using them for years just because they have ATMs all over town, but now I’m checking out internet banks. There are much better deals to be had there. I mean with the rates most big banks pay you, you’re not even keeping up with the huge rate of inflation in this country. Not even close. You’re actually losing money in real terms. Not exactly the sort of reward you’d like to get for saving. I poked around the net, and settled on ING Electric Orange Checking Accounts as the best option out there. They pay great rates, and don’t charge those ridiculous fees. Frankly, I couldn’t care less about meeting a banker in person. I’d much rather do my banking online with a click or two than wait in line at the branch. More people should check out internet banks instead of big banks.

A structured settlement sale can be an extremely helpful life decision. I used to work in the construction business. I was a very hard, reliable worker with good prospects to advance further in my future career. I always held my end of the contract, but unfortunately, my employer didn’t. They hadn’t inspected the elevator at the work site, and the cable gave out. I fell two stories, badly injuring my back. I took the company to court and was awarded what I thought was a good settlement: a schedule of structured payments, with the settlement to be paid out over 10 years. Meanwhile, my wife had our third child and so we had to move to a bigger house. That’s when I decided to take a structured settlement payout, cause I had to come up with money for the house.

Bank of America stinks, just so you know. I’ve been using them for years just because they have ATMs all over town, but now I’m checking out online banking. There are much better deals to be had there. Sometimes you have to remind yourself that you are lending your money to the bank with these accounts, and they ought to be paying you. It’s not like you get to charge the bank fees when they loan you money, after all. I poked around the net, and settled on Bank of the Internet as the best option out there. They pay great rates, and don’t charge those ridiculous fees. I know some people have issues with not being able to meet their bankers in person, but honestly I don’t really care about that. If you’re not earning a good return, you might want to check them out as well.

I’ve been banking at Wells Fargo for years, but I’m fed up with the lousy rates they pay for their deposit accounts. I’ve decided to look into online savings accounts instead. There are much better deals to be had there, I mean after all, it’s my money, and I’m lending it to them. They should pay for the privilege. And why should I have to pay fees to them? It’s not like I get to charge them fees when I borrow money from them. Check out ING Electric Orange Checking Accounts for example. Their rates are way higher than anything you can get at the big corporate banks. And banking online is easier than dealing with lines at tellers anyway. Who cares if the big banks have more ATMs when they will refund your ATM fees from any other Bank? Now I can use any ATM in town. If you’re not earning a good return, you might want to check them out as well.